FREE 60-SECOND CREDIT QUIZ
Find Out What's Holding Your Credit Back
Answer 5 quick questions about your goals and your credit. Tagen will review your answers and reach out within one business day with your next steps.
The quiz is free and doesn't affect your credit score. Your information is kept confidential and is never sold.
Mandatory Consumer Protection & CROA Legal Disclosures
Right to Dispute Inaccurate Information Directly: You have a legal right under the federal Fair Credit Reporting Act (15 U.S.C. § 1681g) to obtain a disclosure of your credit file from any consumer reporting agency, and to dispute inaccurate or incomplete information directly with the credit bureaus (Equifax, Experian, TransUnion) completely free of charge. You also have the right to obtain a free credit report from each nationwide reporting agency annually via AnnualCreditReport.com. No individual or credit organization has the legal authority to remove accurate, verifiable, and timely negative information from your credit report.
Mandatory 3-Day Right of Cancellation (CROA Notice): Under the Credit Repair Organizations Act (15 U.S.C. § 1679d) and applicable Michigan consumer protection laws, you may cancel any contract or service agreement with SIMS Consulting LLC without any penalty, fee, or obligation whatsoever within three (3) business days from the date on which the contract is signed or executed. Cancellation notices may be submitted in writing via email or mail without forfeiture of funds.
Disclaimer: SIMS Consulting LLC is a Michigan-based financial and credit advisory consultancy. We do not provide legal counsel, debt settlement services, or financial bankruptcy representation. Results vary depending on verified individual credit profiles, lender underwriting criteria, and credit bureau response times. No outcome or credit score increase is guaranteed.
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