PARTNER PROGRAM
Earn Up to 25% Commission Referring People Who Need Credit Help.
Partner with Sims Consulting Co. You make the introduction. We handle the consultation, onboarding and the work. It's free to join, and your terms are confirmed in writing when you're approved.
Up to 25% on qualified referralsFree to joinNo selling requiredWritten partner agreement
THE OPPORTUNITY
Earn Up to 25% on Every Qualified Referral
When someone you refer enrolls in and pays for a Sims Consulting Co. program, you can earn up to 25% of the program fee. Here is what that looks like at the maximum rate.
$350 PROGRAM
Up to
$87.50
per enrolled client
$500 PROGRAM
Up to
$125
per enrolled client
$750 PROGRAM
Up to
$187.50
per enrolled client
How It Can Add Up
Illustrations of the most a partner could earn if several referred clients enroll in the same program.
| Referred clients who enroll | $350 program | $500 program | $750 program |
|---|---|---|---|
| 2 clients | Up to$175 | Up to$250 | Up to$375 |
| 5 clients | Up to$437.50 | Up to$625 | Up to$937.50 |
| 10 clients | Up to$875 | Up to$1,250 | Up to$1,875 |
Earnings disclaimer: these figures are illustrations only and are not a promise or projection of income. They assume the maximum 25% rate applied to the program price shown. Your actual commission rate, what counts as a qualified referral and your payout terms are confirmed in your written partner agreement upon approval. Commissions are paid only on referred clients who enroll in and pay for a program. Results depend on how many of the people you refer choose to enroll, and some partners will earn little or nothing. Commission is offered only where permitted.
HOW IT WORKS
You Make the Introduction. We Do the Work.
You never have to explain credit reports, quote prices or close a sale.
1
Apply
Complete the short application. Tagen reviews every application personally.
2
Get Approved
You receive a written partner agreement confirming your commission rate and payout terms, plus your personal referral link and welcome kit.
3
Refer
Share your link or use our quick referral form, so every person you send is credited to you.
4
We Take It From There
Your referral gets a free 15-minute consultation with Tagen. If they enroll and pay for a program, you earn your commission.
WHO IT'S FOR
Built for People Who Already Meet the Right Clients
If your work or your network puts you in front of people whose credit is holding them back, you can give them a next step and build an additional revenue stream.
Realtors & Real Estate Agents
A resource for buyers who need to work on their credit before they can move forward.
Mortgage Brokers & Loan Officers
Somewhere to send applicants who don't qualify today, instead of only saying no.
Auto Dealerships & Sales Pros
A next step for shoppers whose credit is limiting their options.
Insurance Agents
Help for clients who mention that their credit is getting in the way.
Tax Professionals
You already see your clients' finances. Point them to help with the credit side.
Financial Coaches & Consultants
Add credit consulting to what you offer without delivering it yourself.
Entrepreneurs & Business Owners
Serve customers and staff who ask where to turn for credit help.
Creators & Community Leaders
Share a service you can stand behind with an audience that trusts you.
People With Strong Networks
No professional title needed. If people come to you for advice, you can apply.
TWO WAYS TO PARTNER
Choose the Partnership That Fits You
One short application covers both. Tell us which track you want and we'll set you up accordingly.
INDIVIDUAL AFFILIATES
Share Your Link. Earn When People Enroll.
For individuals, creators and community leaders who know people who want better credit.
- Up to 25% commission on qualified referrals
- Personal referral link, so every lead is credited to you
- Welcome kit with ready-to-send texts and social posts
- Free to join, with terms set out in a written agreement
PROFESSIONAL & BUSINESS PARTNERS
Give Clients Who Aren't Ready Yet a Next Step.
For realtors, mortgage brokers, loan officers, dealerships and other businesses that refer clients regularly.
- A credit consulting resource for clients who aren't ready today
- Ready-to-use scripts for buyers and borrowers
- Client updates shared with their permission
- Up to 25% commission on qualified referrals, where permitted
FOR REALTORS, LENDERS, DEALERSHIPS & BUSINESSES
A Resource for the Clients You Can't Help Yet
Every professional meets people who want to buy a home, finance a car or fund a business but aren't ready. Sims Consulting Co. gives you somewhere credible to send them, so the conversation doesn't end with "not right now."
Another Resource for Your Clients
Offer clients who aren't quite ready a clear next step, rather than leaving them to figure it out alone.
Steps Toward Being Financially Ready
We review each client's credit, explain what is holding them back and build a written plan around their goal and timeline.
A Simple Referral Process
Send clients through your referral link or our quick referral form. We contact them and handle everything from there.
A Professional Client Experience
Every referral speaks with Tagen directly, receives pricing in writing before any work begins and has no obligation to enroll.
Communication With Permission
When your client authorizes it, we keep you informed of their progress, so you know when it makes sense to reconnect.
Honest Expectations
We never guarantee a score increase, a financing approval or any specific outcome. Your reputation is protected by what we don't promise.
Apply as a Professional Partner
Licensed professionals: some lenders, brokerages, employers and licensing rules restrict or prohibit referral compensation. Commission is offered only where permitted, and you can partner with us as a client resource without it. Please confirm what applies to you before accepting any compensation.
WHAT YOU GET
Everything You Need to Refer With Confidence
A legitimate business relationship, with clear terms and real support behind it.
Up to 25% Commission
Earn on qualified referrals who enroll in and pay for a program. Your rate is confirmed in writing upon approval.
Free to Join
There is no fee to apply or to enroll in the program.
No Selling Required
You don't provide credit consulting or sell anything. You simply make the introduction.
We Handle the Client
Consultations, onboarding and service delivery are handled by Sims Consulting Co. from start to finish.
Referral Link & Attribution
Your personal link and our referral form make sure the people you send are credited to you.
Marketing Materials
A welcome kit with ready-to-send texts, social posts, graphics and referral scripts.
Direct Support
You work with Tagen directly. Questions about a referral or the program go straight to the person running it.
Help People Move Forward
Give people who may not qualify for financing today a real place to start.
Written Agreement
Your commission rate, payout terms and program rules are set out in writing, so nothing is left to guesswork.
WHO YOU'RE REFERRING TO
About Sims Consulting Co.
A Michigan-based credit consulting firm serving clients nationwide, offering credit repair, credit building, business credit and big purchase preparation.
"When you refer someone to us, you're putting your name next to ours, and I take that seriously. Every person you send speaks with me directly, gets their pricing in writing before any work begins and hears honest expectations. I review every partner application myself, and I'd welcome the chance to work with you."
Tagen Sims
Founder, Sims Consulting Co.
How We Handle Your Referrals
- Every referral is offered a free 15-minute consultation with Tagen
- Clients receive their plan and pricing in writing before any work begins
- There is no obligation to enroll
- Client information is kept confidential and is never sold
- Progress updates are shared with you only with the client's permission
- No guarantees of score increases, approvals or specific results
QUESTIONS
Partner FAQ
Straight answers before you apply.
Does it cost anything to join?
No. The program is free to join. There is no fee to apply or enroll.
How much can I earn?
Approved partners can earn up to 25% commission on qualified referrals. Your actual commission rate is confirmed in your written partner agreement when you're approved. Not every partner receives the same rate, and we don't guarantee any level of earnings.
What counts as a qualified referral?
In general, a person you referred who enrolls in and pays for a Sims Consulting Co. program. The exact definition is set out in your written partner agreement.
When and how are commissions paid?
Commissions are paid only on referred clients who enroll in and pay for a program. The payout schedule and method are set out in your written partner agreement, which you receive upon approval.
How are my referrals tracked?
Once approved, you get a personal referral link and access to a quick referral form. Both credit the lead to you.
Do I have to sell or explain credit services?
No. You make the introduction. We handle the consultation, onboarding and all of the work.
What happens to the people I refer?
They are offered a free 15-minute consultation with Tagen, followed by a plan and pricing in writing before any work begins. There is no obligation to enroll.
Will I get updates on my referrals?
Only when the client has given permission. Client information is confidential, so we share progress with partners only with the client's authorization.
How does approval work?
Tagen reviews every application personally and follows up with you directly. If it's a good fit, you receive your written partner agreement, referral link and welcome kit.
I'm a licensed professional. Can I accept a commission?
That depends on your license, your employer or broker and the laws that apply to you. Some lenders, brokerages and licensing rules restrict or prohibit referral compensation. Commission is offered only where permitted, and you can partner with us purely as a resource for your clients. Please confirm what applies to you before accepting any compensation.
Do I need to work in finance or real estate?
No. Anyone who knows people looking to improve their credit can apply.
Are there any rules?
Yes, a few simple ones. Referrals must be real people you've spoken with, no spam. Tell people that you may be compensated for referring them. And never promise a specific score increase, a financing approval or the removal of accurate information. No one can legally guarantee that, and we want every referral to start with honest expectations.
GET STARTED
Apply for Partnership
The application takes about a minute. Here is what happens after you submit it.
1. Personal reviewTagen reviews your application himself.
2. A quick callHe follows up with you directly about next steps.
3. You're set upWritten agreement, referral link and welcome kit.
Partner Application
Tell us about you and how you'd like to work together.
Approved partners can earn up to 25% commission. Commissions are paid only on referred clients who enroll in and pay for a program, where permitted. Your commission rate and payout terms are provided in writing upon approval.
Mandatory Consumer Protection & CROA Legal Disclosures
Right to Dispute Inaccurate Information Directly: You have a legal right under the federal Fair Credit Reporting Act (15 U.S.C. § 1681g) to obtain a disclosure of your credit file from any consumer reporting agency, and to dispute inaccurate or incomplete information directly with the credit bureaus (Equifax, Experian, TransUnion) completely free of charge. You also have the right to obtain a free credit report from each nationwide reporting agency annually via AnnualCreditReport.com. No individual or credit organization has the legal authority to remove accurate, verifiable, and timely negative information from your credit report.
Mandatory 3-Day Right of Cancellation (CROA Notice): Under the Credit Repair Organizations Act (15 U.S.C. § 1679d) and applicable Michigan consumer protection laws, you may cancel any contract or service agreement with SIMS Consulting LLC without any penalty, fee, or obligation whatsoever within three (3) business days from the date on which the contract is signed or executed. Cancellation notices may be submitted in writing via email or mail without forfeiture of funds.
Disclaimer: SIMS Consulting LLC is a Michigan-based financial and credit advisory consultancy. We do not provide legal counsel, debt settlement services, or financial bankruptcy representation. Results vary depending on verified individual credit profiles, lender underwriting criteria, and credit bureau response times. No outcome or credit score increase is guaranteed.
© 2026 SIMS Consulting LLC. All rights reserved. Michigan-based credit advisory & financial consulting.